• Available to all employees, regardless of hire date or length of service. Provides coverage for everyday medical needs, but not for catastrophic illness or injury.
• Minimal out-of-pocket costs with a $15,000 per Plan Year maximum, unlimited lifetime maximum.
• $20 office visit co-pay
• Prescriptions cost a $7 co-pay for generic drugs only with a maximum of $5,000 per Plan Year.


This plan offers low cost protection against catastrophic illness or accident. It includes a feature unique to this plan, the Health Savings Account (HSA), detailed below and on page 12 of the mBenefitsConnect Enrollment Booklet.
• Unlimited Plan Year maximum / unlimited lifetime maximum.
• $1,250 member-only / $2,500 family deductible. For members electing family coverage, the $2,500 deductible applies even if only one family member has medical expenses.
• Prescriptions cost $4 for generic drugs, 25% of formulary brand name drug costs, and 50% of non-formulary brand name drugs, after the deductible has been met. Preventive prescriptions are not subject to the deductible (see pages 34-36 of the  mBenefitsConnect Enrollment Booklet).

  The HDHP has an unlimited Plan Year prescription benefit.

Full-time employees may elect the HDHP at the start of the Plan Year after 6 months of service. Onboard part-time employees may choose the HDHP at the start of the Plan Year if they average 28 or more hours per week based on the annual hours test.

Health Savings Account (HSA)

• Health Savings Accounts are the biggest advantage to the   HDHP. If you’re in the HDHP, you should put at least some   money in an HSA.
• Meijer will match $2.00 for every dollar you contribute to your   HSA in 2008 up to $250 for individuals, $500 for spousal or   family coverage. This is free money toward your health care   expenses.
• Contributions to your HSA are made in equal deductions, pre-  tax, from your weekly paycheck. (See the infographic in the    Flex Account section to see how this saves you money on your   taxes.)
• Money in your HSA is available for you to use as you put money   in (compared to Flex Account contributions, which are available   in full at the start of the Plan Year.)
• Unlike Flex Accounts, the money in an HSA is yours to keep. It   doesn’t expire at the end of the year. It stays with you even if   you leave Meijer! It makes sense to maximize your contributions   to your HSA before a Flex account, because you can cover the   same medical costs and HSA money doesn’t expire.
• You can contribute up to $2,650/$5,300 for individual/family   (after Meijer’s match) to your HSA in 2008.
• See pages 19-21 of the mBenefitsConnect Enrollment Booklet for more information.